Find a great home for sale in Idaho - including searching through Idaho foreclosures for sale. Foreclosure properties may be difficult to purchase but only without a knowledge of the process. With the right tools and awareness, anyone could find great Idaho foreclosure properties on our site that will help.
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The amount of possible foreclosures on the real estate market will depend on the national economy and a state’s economy as well as the housing market. With an average of one foreclosure property for every 1,718 homes as of May 2014, Idaho’s foreclosures over the years has definitely lessened, but there are still some on the market. Counties with the highest foreclosure rates are Twin Falls, Camas, Ada, and Payette.
Look into foreclosures for a possible significant price discount. In Idaho, most foreclosures are placed on auction and the house goes to the highest bidder. Generally, this will allow for a drastic price decrease. However, be cautioned that a sale is final and does not come with negotiations about improvements to the house.
Though, improvementsare not always needed. Foreclosure homes are not always lower-end homes but rather simply homes of those who were not living in their means. Idaho foreclosures for sale range from under $100,000 to a little over $500,000 in value. Before investing in foreclosure real estate, however, make sure to get a pre-approved letter from your lender, as to prevent difficulties in the future.
Foreclosure Process in Idaho
Every statehas a process that a home goes through before it is foreclosed, and Idaho follows the process of a non-judicial foreclosure state. This means that the process of foreclosure does not need court approval. There are still several steps, however, to give home residents ample opportunity to keep their home.
The foreclosure process begins when a home resident does not make a payment for the mortgage. They are then informed that a Notice of Default will be recorded and given an allotted time to make the needed payment. If they do not make the payment, a Notice of Sale is mailed to the home and the home is then marketed for sale. The residents are given a prescribed period of time to move out, and during that time, they can prevent foreclosure by making the necessary payment.
Also, they cancontest with the foreclosure through the court if they deem significant injustices or disagree with facts of the case. If it is not taken to court, the home then proceeds to sale, usually with a set bidding date to auction off the house.
Move to Idaho
Choosingto move to Idaho with purchasing one of Idaho foreclosures for sale or another method, there are countless ways you can enjoy living in this state.
Idaho has hundredsof camping sites, so there are plenty of places to spend time in the great outdoors. Areas like the Boise National Forest and the Idaho Panhandle National Forest. Depending on your interests, there are more refined campgrounds with paved roads, provided water, and bathrooms. Or you could enjoy more remote areas where you rough it in the wilderness. To get outdoors but not feel like you are leaving the modern world, RV parks are also available.
With over 3,100miles of rapids, Idaho has the most whitewater rafting rivers in the U.S. For a more adventurous journey down the river, try harder Class Difficulties. For example, the North Fork of the Payette River and the South Fork of the Salmon River are Class Difficulty V. If you would rather leisurely float on calmer waters, you may enjoy the Boise River with a Class Difficulty of I and II.
If you want to take advantage of a hundred and forty miles of biking trails, Idaho is the state for you. Whether you are an advanced mountain biker or just a beginner, there is a trail in Idaho that you will love. For a more challenging trip, try the Trail of the Coeur d’Alene. It follows the Union Pacific Railroad - from Mullan, near the Montana Border, to Plummer, near the Washington Border. The scenery on this trail is absolutely breathtaking and has inspired photographers to return and capture its beauty. For an easier route, the Boise Greenbelt is a great option. It has twenty miles of a paved trail and follows the Boise River with the opportunity to relish nature without having to travel too far from the city.
Fishing is apopular pastime for those who live in Idaho, with the many species in Idaho’s lakes and rivers such as Salmon, Trout, Dace, Bass, Sturgeon, and Perch. In Idaho, those who are above 14 need a fishing license in order to fund the stocking of Idaho’s lakes and reservoirs. No matter where you live in Idaho, a fishing trip is not too far away.
Living in Idaho allows you to enjoy the outdoors. Start your search for an Idaho home today.
IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.
Listing information last updated on January 19th, 2019 at 7:22am MST.