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Idaho Foreclosure Homes

If you are looking to real estate for sale, have you considered examining Idaho foreclosure homes? Idaho, like the rest of the nation, has had a varied level of foreclosures over the years. Though the economy can ultimately dictate how many foreclosure properties are available as well as their prices, there are still foreclosure homes on the market.

Idaho Foreclosure Homes

All Listings Under $100,000 $100,000 - $200,000
$300,000 - $400,000 Over $1,000,000
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3126a S 2200 E, Wendell, ID - $145,000

Residential, Single Family w/ Acreage
  • 3 Beds
  • 1 Baths
  • 1,088 SQFT
  • 8 DOM
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This 3 Bedroom 1 Bath Acreage Property Is Being Sold As Is. Outbuildings With Partial Concrete Floors, Well And Pressure Tank Are In Ne Corner Of Property.

Coldwell Banker Canyonside Realty

2337 Us Hwy 20, Arco, ID - $124,900

Residential, Single Family w/ Acreage
  • 3 Beds
  • Baths
  • 1,680 SQFT
  • 9 DOM
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Home On The Arco Desert. This Property Is Ready For A New Owner. Spacious Rooms And Oversized Garage.

Hallmark Idaho Properties

710 Elm St, Potlatch, ID - $76,000

Residential, Single Family
  • 2 Beds
  • 1 Baths
  • 972 SQFT
  • 14 DOM
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Lovely Home In Quiet Potlatch Idaho. Make It Your Home Or Vacation Cabin.

Price Real Estate, Inc.
Photo of Listing #98763607

402 Wyoming St, Gooding, ID - $73,000

Residential, Single Family
  • 2 Beds
  • 1 Baths
  • 862 SQFT
  • 89 DOM
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Single Level Home With 2 Bedrooms And 11 Bathroom. Large, Open Living Room And Dining Area With Lots Of Windows To Let In The Natural Light. Fully Fenced Yard, Courtyard, Carport And Large Workshop.

Coldwell Banker Tomlinson -Nampa
Photo of Listing #98763233

4857 N Schubert Ave, Meridian, ID - $399,900

Residential, Single Family
  • 4 Beds
  • Baths
  • 2,618 SQFT
  • 92 DOM
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Two Story Home In Nw Meridian. Four Bedrooms, Two And A Half Bathrooms, Office, Family Room, Formal Dining And Three Car Garage With Extra Deep Third Bay. Kitchen Features Tile Granite, Large Pantry For Storage And Breakfast Bar. Gas Fireplace ...

Coldwell Banker Tomlinson -Nampa
Photo of Listing #98747911

3671 Buttercup Rd, Hailey, ID - $2,357,500

Residential, Single Family w/ Acreage
  • 11 Beds
  • 15½ Baths
  • 15.4k SQFT
  • 252 DOM
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This Log Castle In The Mountains Sits On Over 4 Acres And Is Ideal For Large Groups Or Corporate Retreats. Comfortably Accommodate Up To 30 People In Luxury. From The Steam Room And Gym To The Wine Cellar There Is Something For Everyone. Multiple ...

Idaho River Realty, Inc
Photo of Listing #98745412

413 Broadway Ave, Kooskia, ID - $83,900

Residential, Single Family
  • 3 Beds
  • 2 Baths
  • 1,440 SQFT
  • 290 DOM
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Homepath Home! Neat & Tidy 3 Bedroom, 2 Bathroom Kooskia Home! Home Has Fresh Interior & Exterior Paint, Some New Carpet, And New Vinyl Flooring! Home Has A Large Living Room And Kitchen. Storage Room Off The Back Of The Home And Shed Provide ...

Windermere Real Estate/All Star Realty

Buying a Foreclosed Home

When looking into potential real estate with foreclosed homes, make sure you remember some essential things about these kinds of properties. There are some pitfalls that come with purchasing a foreclosed home that can be avoided by taking a few simple steps. If you remember these details about foreclosed homes, then the process will become more simple.

A foreclosed home is a home where the previous residents did not pay the building mortgage. Because of this, foreclosed homes are stereotyped as being run-down and at the lower end of home quality. This is not always true, however. Foreclosures can happen to any home, regardless of the socioeconomic status of the owner or neighborhood. In Idaho, there are foreclosure listings from under $100K to over $500k. No matter the price, most foreclosure homes will be highly discounted.


Idaho Foreclosure Homes

When investing in a foreclosed home, your first step should be getting a pre-approval letter from your lender. This will allow the transaction to run more smoothly, providing the legal proof needed for the purchase.

Also, be prepared for sales that vary from the norm including auctions and short sales. An auction is a common way to buy a foreclosed home in Idaho, and the home will simply go to the highest bidder. After the purchase, remember that the house will come as-is. Unlike a typical transaction where you can request improvements, a foreclosed home is not offered the same luxury. Furthermore, there is little room for negotiations when it comes to a purchase of a foreclosed home.

Foreclosure Process in Idaho

Idaho is classified as a non-judicial foreclosure state. A non-judicial foreclosure state simply means that the foreclosure does not need to go through the court. In Idaho, there is a different process to foreclose homes.

The first step is taken when a resident of a home does not make a payment to the mortgage. They are notified through mail and the notice is recorded. If they still do not make a payment to the mortgage, they are given a timeline in which they have to make the payment. If they do not follow the timeline, a Notice of Sale is mailed to the resident and the home is marketed for sale. The home resident(s) must move out by the prescribed amount of time and then the home is sold. During the whole process, the home resident is given the opportunity to pay off the home or take the case to court.

Most of the time, when the home is ready to be sold, the Idaho foreclosure homes will have an auction date set for sale.

Idaho Foreclosure Statistics

Idaho has many real estate options in foreclosure listings. These options have fluctuated in availability and price range. In Idaho, there were almost 8,000 homes listed as a foreclosure in 2012. The number has since decreased with about 4,081 foreclosed homes in 2013. In May 2014, there was an average of 1 foreclosed property in every 1,718 homes. This statistic combines all of the cities in Idaho.

The highest rates of foreclosures depends on the county of the statistic. The city with one of the highest foreclosure rates in Idaho was Twin Falls with 1 in every 456 homes foreclosed, in May 2014. Other high rates of foreclosures include Camas County with 1 foreclosure for every 801 homes, Ada County with 1 in every 822 homes, and Payette County with 1 in every 1,491 homes.

Why move to Idaho?

Idaho’s Great Outdoors

Numerous Idaho pastimes include the great outdoors, getting out and enjoying nature. Whether for recreational or exercise purposes, you can find it in Idaho. One popular activity in nature is biking. With hundreds of trails of biking trails, including mountain biking trails and paved paths. Some trails include Trail of the Coeur d’ Alenes, Route of the Hiawatha, and Old Milwaukee Road.

Another pastime in Idaho is boating. With clear lakes such as Lucky Peak, Alpine lake, Black Canyon, and Lake Lowell. Some public parks while others simply for the eye, these lakes offer relaxation and peace in nature. Some activities to do on a lake open for recreation include water skiing, tubing, and wakeboarding. Some lakes, like Lucky Peak, have beaches so swimming is also a favorite. Some simply enjoy sitting on the beach and enjoy looking out at the water.

Other outdoor appeals include hiking, camping, rock climbing,  and fishing. In the winter, ski resorts, Bogus Basin for example, offer snow sports for those so inclined. Whatever you like to do outdoors, Idaho will have it for you.


IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.

Listing information last updated on July 9th, 2020 at 8:15pm MDT.

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