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Idaho Foreclosure Homes

If you are looking to real estate for sale, have you considered examining Idaho foreclosure homes? Idaho, like the rest of the nation, has had a varied level of foreclosures over the years. Though the economy can ultimately dictate how many foreclosure properties are available as well as their prices, there are still foreclosure homes on the market.

Idaho Foreclosure Homes

All Listings Under $100,000 $100,000 - $200,000
$300,000 - $400,000 $400,000 - $500,000 Over $1,000,000
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Photo of Listing #98750878

302 East Street, Stites, ID - $112,900

Residential, Mobile/Manu Owned Lot
  • 3 Beds
  • 2 Baths
  • 1,568 SQFT
  • 2 DOM
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Homepath Home! Immaculate 3 Bedroom, 2 Bathroom Single Level Home In Stites, Id! Home Has An Open Floor Plan, Vaulted Ceilings, And Plenty Of Windows To Illuminate The Interior In Sunlight! Built In 2006, Home Has New Exterior Paint, New Interio...

Windermere Real Estate/All Star Realty
Photo of Listing #98750884

850 N 6th E, Mountain Home, ID - $135,500

Residential, Single Family
  • 5 Beds
  • 2 Baths
  • 2,037 SQFT
  • 3 DOM
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Single Level Brick Home With Basement. 5 Bedrooms, 2 Baths, 2037 Sq Ft. Large Family Room In The Basement. Fully Fenced Back Yard With Parking Space In The Alley Access Two Storage Sheds And Mature Trees. Covered Front Porch With Built In Flower...

Coldwell Banker Tomlinson -Nampa
Photo of Listing #98750811

1814 16th Ave, Lewiston, ID - $154,000

Residential, Single Family
  • 3 Beds
  • 2 Baths
  • 1,920 SQFT
  • 7 DOM
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Close To Everything In Lewiston, Idaho. Three + Bedrooms. This One Could Use Some Of Your Help Along The Way To Being A Nice Home. Sq Ft. Is Approximate And Buyers To Verify.

Coldwell Banker Tomlinson Associates - Lewiston

10497 W Silver Fox Dr., Boise, ID - $189,900

Residential, Single Family
  • 4 Beds
  • 1 Baths
  • 1,374 SQFT
  • 9 DOM
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Looking For A Project? This Is The Home For You! Bring Your Tool Belt And Get To Work On This Home That Has So Many Possibilities! Home Sits On .35 Of An Acre And Has A Large Backyard! There Is Potential Here. Make This Your Winter Project!

Idaho River Realty, Inc

102 E Mary Dr, Prairie, ID - $168,000

Residential, Single Family w/ Acreage
  • 2 Beds
  • 2 Baths
  • 1,512 SQFT
  • 11 DOM
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Your Home Away From Home. Two Bedrooms, One And A Half Baths On 1.39 Acres. Master Bedroom Is On The Main Level. Living Room Has Wood Fireplace. Upstairs Loft Has Balcony. Two Car Detached Garage And Storage Shed.

Coldwell Banker Tomlinson -Nampa

305 Crestview Dr., Nampa, ID - $484,900

Residential, Single Family w/ Acreage
  • 6 Beds
  • 4 Baths
  • 4,162 SQFT
  • 18 DOM
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Custom Built 3442 Sf Home On 1.39 Acres. Wraparound Porch Gives You Beautiful Views Of The Owyhee Mountains. Gourmet Kitchen Features Granite Island, Hanging Cooking Rack And Walk In Pantry. There Are 6 Bedrooms And 3 1/2 Baths. The Master Suite O...

Coldwell Banker Tomlinson -Nampa

735 S. 12th E., Mountain Home, ID - $116,000

Residential, Single Family
  • 3 Beds
  • 1 Baths
  • 900 SQFT
  • 22 DOM
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Great Starter Home Or Investment Property. 3 Bedrooms, 1 Bath, Approx. 900 Sq Ft. Hardwood Floors & Lots Of Natural Light. Pantry. Newer Windows Throughout. Covered Patio. Attached Single Car Garage. Awesome Breezeway On Side Of Home To Fully Fe...

Coldwell Banker Tomlinson - Boise/Capitol
Photo of Listing #98748161

13 Aspen Circle, Idaho City, ID - $134,900

Residential, Single Family w/ Acreage
  • 4 Beds
  • 2 Baths
  • 1,404 SQFT
  • 34 DOM
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Single Level Manufactured Home On 1.7 Acres In Gated Community Duquette Pines. Split Bedroom Plan With 4 Bedrooms, 2 Baths; Ready For Your Finishing Touches. Stellar Mountain Views In Every Direction. Master Bath With Dual Vanities & Separate Tub ...

Coldwell Banker Tomlinson - Boise/Capitol
Photo of Listing #98747911

3671 Buttercup Rd, Hailey, ID - $3,200,000

Residential, Single Family w/ Acreage
  • 11 Beds
  • 15½ Baths
  • 15.4k SQFT
  • 36 DOM
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This Log Castle In The Mountains Sits On Over 4 Acres And Is Ideal For Large Groups Or Corporate Retreats. Comfortably Accommodate Up To 30 People In Luxury. From The Steam Room And Gym To The Wine Cellar There Is Something For Everyone. Multiple ...

Idaho River Realty, Inc
Photo of Listing #98747937

3892 N 2430 E, Filer, ID - $95,700

Residential, Mobile/Manu Owned Lot
  • 4 Beds
  • 1 Baths
  • 1,782 SQFT
  • 38 DOM
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This Mobile Home On Over An Acre Lot Is Ready For New Owner! It Features 4 Bedrooms, 1 Bath And About 1782 Square Feet Of Living Space. A Lot Is Required To Make It Move In Ready But It's A Perfect Opportunity To Update It With You Personal S...

Owners.com
Photo of Listing #98745412

413 Broadway Ave, Kooskia, ID - $132,900

Residential, Single Family
  • 3 Beds
  • 2 Baths
  • 1,440 SQFT
  • 60 DOM
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Homepath Home! Neat & Tidy 3 Bedroom, 2 Bathroom Kooskia Home! Home Has Fresh Interior & Exterior Paint, Some New Carpet, And New Vinyl Flooring! Home Has A Large Living Room And Kitchen. Storage Room Off The Back Of The Home And Shed Provide ...

Windermere Real Estate/All Star Realty

12635 Trail Drive Ln, Melba, ID - $134,850

Residential, Mobile/Manu Owned Lot
  • 4 Beds
  • 2 Baths
  • 1,404 SQFT
  • 88 DOM
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Public: Auction Properties Are Sold As Is Without Any Guarantee Or Warranty By Seller. Property May Be Occupied. Please Do Not Trespass.

Price Real Estate, Inc.

Buying a Foreclosed Home

When looking into potential real estate with foreclosed homes, make sure you remember some essential things about these kinds of properties. There are some pitfalls that come with purchasing a foreclosed home that can be avoided by taking a few simple steps. If you remember these details about foreclosed homes, then the process will become more simple.

A foreclosed home is a home where the previous residents did not pay the building mortgage. Because of this, foreclosed homes are stereotyped as being run-down and at the lower end of home quality. This is not always true, however. Foreclosures can happen to any home, regardless of the socioeconomic status of the owner or neighborhood. In Idaho, there are foreclosure listings from under $100K to over $500k. No matter the price, most foreclosure homes will be highly discounted.

 

Idaho Foreclosure Homes

When investing in a foreclosed home, your first step should be getting a pre-approval letter from your lender. This will allow the transaction to run more smoothly, providing the legal proof needed for the purchase.

Also, be prepared for sales that vary from the norm including auctions and short sales. An auction is a common way to buy a foreclosed home in Idaho, and the home will simply go to the highest bidder. After the purchase, remember that the house will come as-is. Unlike a typical transaction where you can request improvements, a foreclosed home is not offered the same luxury. Furthermore, there is little room for negotiations when it comes to a purchase of a foreclosed home.

Foreclosure Process in Idaho

Idaho is classified as a non-judicial foreclosure state. A non-judicial foreclosure state simply means that the foreclosure does not need to go through the court. In Idaho, there is a different process to foreclose homes.

The first step is taken when a resident of a home does not make a payment to the mortgage. They are notified through mail and the notice is recorded. If they still do not make a payment to the mortgage, they are given a timeline in which they have to make the payment. If they do not follow the timeline, a Notice of Sale is mailed to the resident and the home is marketed for sale. The home resident(s) must move out by the prescribed amount of time and then the home is sold. During the whole process, the home resident is given the opportunity to pay off the home or take the case to court.

Most of the time, when the home is ready to be sold, the Idaho foreclosure homes will have an auction date set for sale.

Idaho Foreclosure Statistics

Idaho has many real estate options in foreclosure listings. These options have fluctuated in availability and price range. In Idaho, there were almost 8,000 homes listed as a foreclosure in 2012. The number has since decreased with about 4,081 foreclosed homes in 2013. In May 2014, there was an average of 1 foreclosed property in every 1,718 homes. This statistic combines all of the cities in Idaho.

The highest rates of foreclosures depends on the county of the statistic. The city with one of the highest foreclosure rates in Idaho was Twin Falls with 1 in every 456 homes foreclosed, in May 2014. Other high rates of foreclosures include Camas County with 1 foreclosure for every 801 homes, Ada County with 1 in every 822 homes, and Payette County with 1 in every 1,491 homes.

Why move to Idaho?

Idaho’s Great Outdoors

Numerous Idaho pastimes include the great outdoors, getting out and enjoying nature. Whether for recreational or exercise purposes, you can find it in Idaho. One popular activity in nature is biking. With hundreds of trails of biking trails, including mountain biking trails and paved paths. Some trails include Trail of the Coeur d’ Alenes, Route of the Hiawatha, and Old Milwaukee Road.

Another pastime in Idaho is boating. With clear lakes such as Lucky Peak, Alpine lake, Black Canyon, and Lake Lowell. Some public parks while others simply for the eye, these lakes offer relaxation and peace in nature. Some activities to do on a lake open for recreation include water skiing, tubing, and wakeboarding. Some lakes, like Lucky Peak, have beaches so swimming is also a favorite. Some simply enjoy sitting on the beach and enjoy looking out at the water.

Other outdoor appeals include hiking, camping, rock climbing,  and fishing. In the winter, ski resorts, Bogus Basin for example, offer snow sports for those so inclined. Whatever you like to do outdoors, Idaho will have it for you.

http://www.buyboiserealestate.com/idx/
http://en.wikipedia.org/wiki/Foreclosure
http://www.mbaa.org/files/ResourceCenter/ForeclosureProcess/JudicialVersusNon-JudicialForeclosure.pdf
http://www.realtytrac.com/statsandtrends/foreclosuretrends/id
http://www.startpackingidaho.com/blog/idaho-foreclosure-rate-declines.html

 

IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.

Listing information last updated on November 22nd, 2019 at 10:15am MST.

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