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Idaho Foreclosure Homes

If you are looking to real estate for sale, have you considered examining Idaho foreclosure homes? Idaho, like the rest of the nation, has had a varied level of foreclosures over the years. Though the economy can ultimately dictate how many foreclosure properties are available as well as their prices, there are still foreclosure homes on the market.

Idaho Foreclosure Homes

All Listings Under $100,000 $100,000 - $200,000
$200,000 - $300,000 $300,000 - $400,000
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Photo of Listing #98712992

403 3rd Avenue North, Payette, ID - $121,000

Residential, Single Family
  • 3 Beds
  • 1 Baths
  • 1,939 SQFT
  • 2 DOM
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Large Home On A Corner Lot! 2 Bedrooms On The Main Level, Could Be A 3rd Or With The Addition Of An Egress Window There Could Be An Additional Bedroom In The Basement. Large Living Room, Beautiful Built-in Desk With Detailed Features, Tons Of Nat...

Coldwell Banker-Classic Prop
Photo of Listing #98712940

326 Riverside St Evans Realty, Emmett, ID - $90,900

Residential, Single Family
  • 3 Beds
  • 1 Baths
  • 1,388 SQFT
  • 3 DOM
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Va Owned. 3 Bedroom 1 Bath Home On Quiet Street. Built In 1979. Property Runs Along The Payette River Diversion Along The Back. Large Covered Patio. Large Fenced Lot With Several Different Storage Out Buildings. Picket Fence And Charming Wood Desi...

Evans Realty, L.L.C.
Photo of Listing #98712765

436 Main St. W., Jerome, ID - $60,000

Residential, Single Family
  • 1 Bed
  • 1 Bath
  • 1,039 SQFT
  • 5 DOM
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Cute 1 Bedroom 1 Bath Home On Main West In Jerome. Detached 2 Car Garage Off Alley. This Property Is Lender-owned, Is Being Sold 'as-is' And The Seller Is Making No Representations Or Warranties. Seller Will Require A Proof Of Funds For Cash O...

Gem State Realty-TF
Photo of Listing #98712813

125 S Superior, Cambridge, ID - $62,000

Residential, Single Family
  • 2 Beds
  • 1 Baths
  • 1,084 SQFT
  • 5 DOM
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Great Central Location! Nice Corner Lot Across The Street From The Library. Fully Fenced Back Yard. Charming Old Home. Wood Floors And Built In Storage. Carport For Parking With Storage Unit.

Tri-Cities Real Estate
Photo of Listing #98712617

402 Sw 4th Street, Fruitland, ID - $99,900

Residential, Single Family
  • 2 Beds
  • 1 Baths
  • 1,038 SQFT
  • 7 DOM
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In Fruitland For Under $100k!! This Cute 2 Bedroom One Bath Is A Jack And Jill Floor Plan. The Kitchen Is Open With Lots Of Cabinet Space. Updated Full Bathroom, Located On A Corner Lot Very Close To The School.

Coldwell Banker-Classic Prop

3786 S Five Mile Road, Boise, ID - $175,000

Residential, Single Family
  • 3 Beds
  • 1 Baths
  • 1,092 SQFT
  • 11 DOM
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Single Level 3 Bedroom 1 Bath Home On Large .29 Acre Cul De Sac Lot. Property Offers Open Kitchen To Dining Area, Plenty Of Cabinet Space, And Window Above Kitchen Sink. Dual Vanities In Bath. Large Mature Shade Trees.

RE/MAX Executives

3743 S Carbondale, Meridian, ID - $159,900

Residential, Mobile/Manu Owned Lot
  • 3 Beds
  • 2 Baths
  • 1,974 SQFT
  • 14 DOM
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A Rare Find In Meridian For The Value And Potential, Would Make For A Wonderful Starter, Retirement Or Investment Home So Bring Your Creative Mindset As There Are Many Possibilities Here.

Silvercreek Realty Group

315 E Park, Emmett, ID - $95,900

Residential, Single Family
  • 2 Beds
  • 1 Baths
  • 784 SQFT
  • 15 DOM
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Fannie Mae Homepath Property. 2 Bedroom (one Has A Toilet In It Ready To Finish As 2nd 1/2 Bath.) Utility Room With Extra Space. Large Country Kitchen With Pass Thru Opening To Living Room. Fruit/storage Room Plus 1 Car Detached Garage With Separa...

Evans Realty, L.L.C.

1321 Blue Lake, Hailey, ID - $279,000

Residential, Single Family
  • 3 Beds
  • 2 Baths
  • 1,172 SQFT
  • 22 DOM
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Cozy Three Bedroom Two Bath Home Nestled In North Woodside. Mature Fenced Back Yard. Wood Floors. Add Your Own Touches And Call It Home.

Hallmark Idaho Properties

514 Sawtooth Avenue, Buhl, ID - $120,000

Residential, Single Family
  • 3 Beds
  • Baths
  • 1,556 SQFT
  • 24 DOM
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3 Bedroom, 1.5 Bath Ranch Style Home On A Large Lot. Home Has Brick Exterior, Fireplace, 2 Car Attached Garage, Mature Trees, Great Views, & Close To Schools! Disclosure Item: The Following Flood Zone Information Has Been Obtained For The Pro...

Gem State Realty-TF

305 Davis, Hammett, ID - $90,000

Residential, Single Family w/ Acreage
  • 4 Beds
  • 2 Baths
  • 1,750 SQFT
  • 28 DOM
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1900 Farmhouse On Over An Acre In Hammett. Great Opportunity With Updated Windows, Roof And Siding. Pasture Appears To Have Irrigation. 3 Storage/ Animal Shelters Onsite. Property Is Sold As-is. No Utilities Are Active On Site. Seller Will N...

Assist-2-Sell Your Choice Realty

10830 W Shetland, Boise, ID - $349,900

Residential, Single Family
  • 4 Beds
  • Baths
  • 1,992 SQFT
  • 33 DOM
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Open House Saturday! 11-3-18 From 11:00am Until 2:00 Pmtotally Updated 4 Bedroom 2 1/2 Bath. Beautiful Home On .79 Acres With Rv Parking. New Carpet And Hardwood Flooring. Updated Kitchen With Granite, Stainless Steel Appliances, Pantry & Lots O...

RE/Max Elite Properties

Buying a Foreclosed Home

When looking into potential real estate with foreclosed homes, make sure you remember some essential things about these kinds of properties. There are some pitfalls that come with purchasing a foreclosed home that can be avoided by taking a few simple steps. If you remember these details about foreclosed homes, then the process will become more simple.

A foreclosed home is a home where the previous residents did not pay the building mortgage. Because of this, foreclosed homes are stereotyped as being run-down and at the lower end of home quality. This is not always true, however. Foreclosures can happen to any home, regardless of the socioeconomic status of the owner or neighborhood. In Idaho, there are foreclosure listings from under $100K to over $500k. No matter the price, most foreclosure homes will be highly discounted.

 

Idaho Foreclosure Homes

When investing in a foreclosed home, your first step should be getting a pre-approval letter from your lender. This will allow the transaction to run more smoothly, providing the legal proof needed for the purchase.

Also, be prepared for sales that vary from the norm including auctions and short sales. An auction is a common way to buy a foreclosed home in Idaho, and the home will simply go to the highest bidder. After the purchase, remember that the house will come as-is. Unlike a typical transaction where you can request improvements, a foreclosed home is not offered the same luxury. Furthermore, there is little room for negotiations when it comes to a purchase of a foreclosed home.

Foreclosure Process in Idaho

Idaho is classified as a non-judicial foreclosure state. A non-judicial foreclosure state simply means that the foreclosure does not need to go through the court. In Idaho, there is a different process to foreclose homes.

The first step is taken when a resident of a home does not make a payment to the mortgage. They are notified through mail and the notice is recorded. If they still do not make a payment to the mortgage, they are given a timeline in which they have to make the payment. If they do not follow the timeline, a Notice of Sale is mailed to the resident and the home is marketed for sale. The home resident(s) must move out by the prescribed amount of time and then the home is sold. During the whole process, the home resident is given the opportunity to pay off the home or take the case to court.

Most of the time, when the home is ready to be sold, the Idaho foreclosure homes will have an auction date set for sale.

Idaho Foreclosure Statistics

Idaho has many real estate options in foreclosure listings. These options have fluctuated in availability and price range. In Idaho, there were almost 8,000 homes listed as a foreclosure in 2012. The number has since decreased with about 4,081 foreclosed homes in 2013. In May 2014, there was an average of 1 foreclosed property in every 1,718 homes. This statistic combines all of the cities in Idaho.

The highest rates of foreclosures depends on the county of the statistic. The city with one of the highest foreclosure rates in Idaho was Twin Falls with 1 in every 456 homes foreclosed, in May 2014. Other high rates of foreclosures include Camas County with 1 foreclosure for every 801 homes, Ada County with 1 in every 822 homes, and Payette County with 1 in every 1,491 homes.

Why move to Idaho?

Idaho’s Great Outdoors

Numerous Idaho pastimes include the great outdoors, getting out and enjoying nature. Whether for recreational or exercise purposes, you can find it in Idaho. One popular activity in nature is biking. With hundreds of trails of biking trails, including mountain biking trails and paved paths. Some trails include Trail of the Coeur d’ Alenes, Route of the Hiawatha, and Old Milwaukee Road.

Another pastime in Idaho is boating. With clear lakes such as Lucky Peak, Alpine lake, Black Canyon, and Lake Lowell. Some public parks while others simply for the eye, these lakes offer relaxation and peace in nature. Some activities to do on a lake open for recreation include water skiing, tubing, and wakeboarding. Some lakes, like Lucky Peak, have beaches so swimming is also a favorite. Some simply enjoy sitting on the beach and enjoy looking out at the water.

Other outdoor appeals include hiking, camping, rock climbing,  and fishing. In the winter, ski resorts, Bogus Basin for example, offer snow sports for those so inclined. Whatever you like to do outdoors, Idaho will have it for you.

http://www.buyboiserealestate.com/idx/
http://en.wikipedia.org/wiki/Foreclosure
http://www.mbaa.org/files/ResourceCenter/ForeclosureProcess/JudicialVersusNon-JudicialForeclosure.pdf
http://www.realtytrac.com/statsandtrends/foreclosuretrends/id
http://www.startpackingidaho.com/blog/idaho-foreclosure-rate-declines.html

 

IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.

Listing information last updated on November 21st, 2018 at 12:37pm MST.

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